As soon as the money comes in, it goes out. I've had enough repayment over the last month to be able to cover another $25 loan to someone in the developing world that needs a helping hand. This time around, I just chose the first person on the list, when I clicked on lend on the Kiva site . Usually, I sort the loan applicants by region and gender, giving to women in Africa. This time around, a woman in Juba, South Sudan , was at the top of the list, and saved me the sorting effort. Agnes, to whom my $25 loan went to, is a mom with three kids and a husband, who is a soldier. She is looking to grow her charcoal selling business, with the hopes of using the additional profits to build a house. The loan is facilitated by BRAC , an NGO based in Bangladesh, operates a microfinance program in South Sudan, focusing on war refugees -- and already has 418 village organizations with more than 14,000 women members. The $25 loan is a drop in the bucket of world's needs, but even whil...